Financing for the Next Level
Services
Purchase
There’s a lot to think about when buying a house – and it’s normal to have questions, especially if it’s your first time it can be a confusing process. Our team will guide you through the process, and you will have your keys in no time!
Refinance
Paying down your mortgage builds equity you can use to take cash out – great for renovating or paying down high-interest debt. Getting a mortgage with a lower monthly payment can help with goals like saving for college or retirement.
Bridge
A short-term loan that covers the costs of building or renovating a home for you and your family, or an investment opportunity that you cannot pass up, we will be there to help you every step of the way to the sale or permanent financing.
Loan Programs
Conventional
The most common loan programs, with low down payment options available.
FHA
Government backed loan, available with down payments as low as 3.5%.
VA
100% financing for eligible Veterans, Reservists and Active Duty Personnel.
USDA
Unique programs available in designated rural areas.
HELOCs and Seconds
Turn your home equity into cash in as little as 5 days.
Jumbo
Loan programs tailored to your unique larger property needs.
Reverse Mortgages
Eliminate your monthly mortgage payments, available for homeowners ages 62+.
203k Renovation
Turn the house you like into the home you love.
Down Payment Assistance
Grants and financing that can ease the burden of a home purchase.
Asset Based/Depletion
Qualify on the basis of your Bank assets and Bank activity.
Non-US Resident/ITIN
Programs designed for non-citizens, but still want to invest in or purchase property.
DSCR/Rental Income
Qualify for financing with the power of the rental income or rental potential.
Portfolio-Commercial
Direct Private Capital Debt or Equity Participation
Large or small, unique programs for every out of the box scenario.
options are available for Redevelopment, Flips, and other Value Add Scenarios.
About Me
Christopher Andrew Govoruhk
Christopher began in the industry as a kid, helping with his family's house flip projects. Learning from a young age about the real estate industry, and most importantly everything starts with hands-on "Do-It-Yourself" hard work.
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Christopher prides himself in having a solid team and system to assist home buyers and property owners in finding the right program to fit their financial needs. With over a decade of experience specifically in the mortgage sector, Christopher has helped thousands of people obtain financing for their dream home, and looks forward to helping future home buyers reach their own homeownership goals.
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Christopher’s dedicated group of underwriters and home-financing professionals work with Christopher and the client to ensure each loan receives individualized attention and each client has a clear direction. Make your families' dream of homeownership a reality.
